Make Buy Now, Pay Later part of the sale
ALLSAVE Buy Now, Pay Later (BNPL) is a white-label financing solution for companies serving consumers, businesses or both. It gives an eligible customer the opportunity to move forward with an approved purchase now and repay the financing obligation over time.
How the transaction works
The financing option can be introduced at checkout or while a proposal, contract or invoice is being considered. The customer completes the appropriate digital application, reviews any available terms, and decides whether the payment schedule fits the household or business budget. When an approved transaction closes and all conditions are satisfied, the seller may receive applicable proceeds without personally collecting installments.
- Add a pay-over-time option to an existing sales or payment process
- Send the consumer or business customer to the appropriate mobile-friendly application
- Let participating lenders determine eligibility, amount and terms
- Allow the customer to review the full cost and payment schedule before accepting
- Receive approved proceeds according to the merchant program agreement
Two pathways: B2C and B2B
B2C BNPL may support eligible home services, healthcare, retail and other larger consumer purchases. B2B BNPL may support professional services, information technology, software, marketing, consulting, manufacturing, transportation, equipment, installation and other approved business expenses. Product availability, applicant criteria and terms differ between consumer and commercial programs.
Financing without managing installments yourself
Rather than creating an in-house payment plan or carrying an open receivable, the seller can present an applicable BNPL program. A participating finance provider evaluates the applicant and, after approval and completion, administers repayment under the accepted agreement.
Responsible financing comes first
Christian stewardship means financing should support—not strain—a household or business. Applicants should review the total repayment amount, payment frequency, term, rates or fees, default provisions and budget or cash-flow impact. ALLSAVE will not describe approval as guaranteed or encourage a customer to accept financing that is not reasonably affordable.
Important financing disclosure
ALLSAVE is not a bank or lender and does not make credit decisions. Consumer and business-purpose financing is offered through participating third-party lenders and technology partners. Approval, available amount, rates, fees, terms, funding timing and merchant proceeds are determined by the applicable program and final agreements. Availability may vary by applicant, transaction, industry and jurisdiction.